Financial analytics and data visualization
Financial Services

Process Financial Events at Scale

Real-time fraud detection, payment processing, and compliance-ready streams for banks, payment processors, and fintech platforms.

<0.5ms
Fraud Detection
10M+
TPS Throughput
99.999%
Uptime SLA
Industry Challenges

Why Legacy Finance Platforms Fail

Traditional batch processing and proprietary platforms can't meet modern financial service demands

Batch Processing Windows

Fraudsters exploit the lag between transaction and detection. By the time hourly ETL jobs flag suspicious activity, money is already gone.

Average detection time: 4-6 hours

Fixed Capacity Limits

Market opens and payment rush hours overwhelm pre-provisioned infrastructure. Traditional platforms can't auto-scale fast enough, causing transaction delays and system outages.

Market open spike: 10× normal volume

Proprietary Lock-In

Vendor-specific DSLs make it impossible to implement custom compliance rules for regional regulations. You're trapped in their ecosystem with no code access.

Migration cost: $500K-$2M

No Real-Time Enrichment

Customer context, FX rates, and risk scores arrive too late. Batch enrichment means decisions are made with stale data, increasing false positives.

Data staleness: 15-60 minutes

Compliance Blindspots

Incomplete audit trails and missing event lineage create regulatory nightmares. MiFID II, EMIR, and PCI-DSS audits require complete transaction history.

Audit failures cost: $50K-$500K per incident

Scaling Costs

Per-seat licensing and connector fees make growth prohibitively expensive. Adding users, integrations, or capacity triggers massive cost spikes.

Cost per connector: $20K-$50K
The layline.io Advantage

Built for Real-Time Finance

Stream processing, elastic scaling, and full code control designed for financial services

Real-Time Event Streaming

Process every transaction as it happens. Stream-native architecture detects fraud patterns in under 500 microseconds, before settlement occurs.

<0.5ms detection time

Elastic Auto-Scaling

Horizontal scaling handles market opens and payment spikes without manual intervention. Add capacity in seconds, not hours.

100× burst capacity

Code-First Workflows

Visual IDE for rapid development, JavaScript/Python for custom logic. No proprietary DSLs—implement region-specific compliance rules with full code access.

Zero vendor lock-in

Live Data Enrichment

External API calls enrich transactions with customer context, FX rates, and risk scores in real-time. No stale data, no batch delays.

Real-time context injection

Complete Audit Trail

Event sourcing architecture can capture complete transaction lineage. MiFID II, EMIR, and PCI-DSS audits pass with full event replay and immutable history.

Compliance-ready
Real-World Applications

Finance Use Cases

See how leading financial institutions leverage layline.io for mission-critical workloads

Real-Time Fraud Detection

Traditional batch processing creates 4-6 hour windows where fraudsters operate undetected. By the time alerts trigger, funds are already gone. layline.io streams every transaction through ML models in real-time, flagging suspicious patterns before settlement.

99.7% accuracy
<0.5ms latency
$2.4M fraud prevented/month
Real-Time Fraud Detection
Transaction Stream
+ Customer & Merchant Context
ML Risk Score0.92
Approved
Score < 0.85
Alert Queue
Score ≥ 0.85
<0.5ms per transaction
Live
Stream A
Payment Processor
Match
Ledger
Reconciled
Stream B
Bank Feeds
Instant Mismatch Alert
Transaction #847291 • $15,420 • 0.3s detection

Real-Time Reconciliation

End-of-day batch reconciliation finds discrepancies 12-24 hours late, requiring costly manual investigation. layline.io matches transactions across payment processors, banks, and internal ledgers in real-time, alerting on mismatches instantly.

Real-time matching
Multi-source joins
Instant alerts

Payment Orchestration

Route payments intelligently across multiple processors based on cost, success rates, and availability. layline.io handles failover, retry logic, and processor selection in real-time—maximizing approval rates while minimizing fees.

Smart routing
Auto failover
Fee optimization
Incoming Payment
$2,450.00
Card ending •••• 4242
Routing Engine
Evaluating: cost, success rate, availability
Processor A
2.9% fee
Processor B
1.8% fee ✓
Processor C
2.4% fee
Routed to lowest-cost processor
Event Sourcing Timeline
10:24:15.341
Transaction Initiated
$45,280 • Account #8472
10:24:15.398
Fraud Check Passed
Score: 0.12 (low risk)
10:24:15.445
Compliance Logged
MiFID II • EMIR • PCI-DSS
10:24:15.512
Transaction Completed
Full audit trail captured

Regulatory Reporting

MiFID II, EMIR, and PCI-DSS require complete transaction history. Traditional systems lose events during failures or miss state changes. layline.io's event sourcing can capture every transaction mutation, enabling instant audit trail generation and regulatory compliance.

100% event capture
5-min report generation
Zero audit failures
Modern financial district
Platform Architecture

End-to-End Data Pipeline

From ingestion to delivery, every stage optimized for financial workloads

Stage 1

Multi-Source Ingestion

Connect to any data source—Kafka, REST APIs, FIX protocol, JDBC, files, etc.

KafkaJDBCFIXREST
Stage 2

Stream Processing

Real-time transformations, enrichment, fraud detection, business rules

PythonJavaScriptML ModelsEnrichment
Stage 3

Compliance & Quality

Schema validation, regulatory checks, data quality rules, audit logging

MiFID IIEMIRPCI-DSSEvent Sourcing
Stage 4

Multi-Channel Output

Route to databases, message queues, APIs, or real-time dashboards

PostgreSQLMongoDBKafkaRESTWebSockets

Cloud-Native Deployment

Auto-scaling, high availability, and cloud-agnostic infrastructure. Deploy on any cloud or on-premises.

Kubernetes
Docker
AWS • Azure • GCP
Performance Benchmarks

Performance & Scale

See how layline.io outperforms legacy enterprise platforms on financial workloads

Metric
layline.io
Stream Processing Platform
TIBCO BusinessWorks
Enterprise Integration
IBM MQ / DataPower
Messaging & Gateway
Latency
<0.5ms
50-200ms
100-500ms
Throughput
10M+ TPS
50K-100K TPS
20K-80K TPS
Auto-Scaling
Cloud-native, instant
Manual provisioning
Limited, slow
Code Access
Python/JavaScript, full control
Proprietary DSL only
Limited scripting
Real-Time Enrichment
External lookups, low-latency
Batch lookups
Limited capabilities
Event Sourcing
Built-in, complete history
Not available
Add-on required
Licensing Model
Core-based, unlimited users
Per-seat + connector fees
Complex per-component
Cloud Deployment
Any cloud, any Container Manager
Cloud limited, proprietary
Primarily on-prem

Benchmarks based on financial transaction workloads, 2025. Competitor performance may vary by configuration.

FAQ

Frequently Asked Questions

Everything you need to know about deploying layline.io for financial services workloads.

?

Is layline.io PCI-DSS compliant?

layline.io provides the infrastructure for PCI-DSS compliance. The platform includes audit logging, encryption in transit, and event sourcing for complete transaction history. Your compliance responsibility depends on your deployment and data handling practices.

?

How does layline.io handle SWIFT messages?

Configure SWIFT MT formats using the visual format editor—define message structures, validation rules, and field mappings. Transform between formats, enrich with external data, and route based on content—all in real-time.

?

Can layline.io scale during market open spikes?

Yes. Container manager horizontal pod autoscaling reacts to volume spikes in seconds. During market opens or payment rushes, pods scale from baseline to 100× capacity automatically, then scale down when traffic normalizes.

?

What happens to in-flight transactions during failures?

Event sourcing and exactly-once processing semantics ensure no data loss. Failed transactions replay from the last checkpoint. Complete audit trail can capture every state change for regulatory compliance.

?

How do licensing costs compare to TIBCO or IBM?

Core-based licensing with unlimited users and connectors. No per-seat fees or connector charges. Typical enterprise deployments cost 75% less than TIBCO or IBM over 3 years.

?

Can we run layline.io on-premises for data sovereignty?

Absolutely. Deploy on any Container cluster—AWS, Azure, GCP, or on-premises data centers. Air-gapped deployments supported for regulated environments with strict data residency requirements.

Get Started Today

Ready to Process Financial Events at Scale?

Join financial institutions processing billions of transactions with low-latency processing, zero downtime, and complete compliance.

Community Edition

Production-ready platform. Free forever. No license traps, no vendor lock-in.

  • Unlimited throughput
  • All core features included
  • Community support
Download Free
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Enterprise Edition

24/7 support, SLA guarantees, and dedicated success team for mission-critical workloads.

  • 99.999% uptime SLA
  • 24/7 premium support
  • Dedicated account team
Contact Sales
10B+
Transactions Daily
99.999%
Uptime SLA
<0.5ms
Average Latency